Fleet Insurance

Overview of fleet insurance

Fleet insurance is a crucial policy for businesses that operate multiple vehicles. It offers comprehensive coverage, allowing companies to insure all  vehicles under a single policy. This not only simplifies management but also often results in cost savings.

In Ireland, Fleet insurance is particularly important due to the diverse range of businesses relying on transportation. Whether you run a small courier service or a large logistics company, Fleet insurance provides the necessary protection against potential risks and liabilities.

What type of fleet insurance  do you need?

Selecting the right fleet insurance cover is essential for protecting your business vehicles and minimising costs. There are several types of fleet insurance policies available, each offering different levels of protection.

• Fully comprehensive fleet insurance: It is ideal for businesses that want complete peace of mind and protection against all potential risks. It may come with a higher commercial fleet insurance cost, but the extensive coverage justifies the expense.
• Third-party fire and theft fleet insurance: Third-party fire and theft insurance is a cost-effective option for businesses looking to balance protection and affordability. It’s particularly suitable for businesses with a lower risk of accidents but a higher concern for theft or fire.
• Third-party only fleet insurance: The most basic level of coverage, third-party only insurance, covers damage to third parties only. It is the minimum legal requirement for operating business vehicles in Ireland.
• Specialised fleet insurance: There are also specialised policies such as courier fleet insurance and haulage fleet insurance. Courier fleet insurance is tailored for businesses that deliver goods, offering protection against the unique risks faced by couriers. Haulage fleet insurance is designed for businesses involved in transporting heavy goods, providing coverage for both the vehicles and the goods they carry.

Why get  fleet insurance plans with us?

We have been at the forefront of the debate on key issues affecting the sector over the years and strive to be proactive in finding solutions to these issues before it limits the business potential of all our clients.

Additional options:

Our fleet insurance comes with a wide array of additional covers such as:

• Annual declaration basis or immediate declaration
• Cover any vehicle which is owned, hired, lent or leased by the insured
• Policies can be on an open drive or named driver basis from 25-70 years
• Quotes for young drivers
• Cover for all types of vehicles including cars, vans, trucks and special types
• Cover can be provided for third party only, third party fire and theft or comprehensive
• Competitive excesses
• Dedicated claims service
• Windscreen cover on comprehensive policies

All motor fleet insurance covers are subject to the terms and conditions of the policy.

How to get a motor fleet insurance quote?

• Submit your details: Provide additional information such as your business type and specific insurance needs to help us tailor the fleet insurance policy to your requirements.
• Receive your quote: Once your details are submitted, our team will review the information and provide you with a competitive fleet insurance quote.
• Discuss and finalise: Our brokers will contact you to discuss the quote, answer any questions, and help you get the best cover for your fleet  insurance policy.
• Online quote form: Fill out the online quote form with details about your fleet.